Business Details
15 Years
experience
Your Trusted Mortgage Brokers in Bradford
First Call Mortgage Solutions is a professional firm specializing in mortgage finance and protection advisory services. Established with a commitment to delivering tailored solutions, we operate as an Appointed Representative of Stonebridge Mortgage Solutions Ltd, authorized and regulated by the Financial Conduct Authority. Our team of experienced advisors prioritizes client needs, leveraging access to over 85 lenders to secure competitive mortgage deals and personalized protection plans. We utilize technology to streamline processes, eliminating paperwork and ensuring a seamless experience.With a focus on transparency and client education, we guide customers through every stage of the mortgage journey, from initial consultation to completion. Our expertise extends to first-time buyers, home movers, buy-to-let investors, and those with adverse credit histories. We pride ourselves on approachable service, maintaining open communication and providing clear explanations in plain English. Our track record of successfully arranging over 400 mortgages as of 2023 underscores our dedication to helping clients achieve their property goals.
Services
First-Time Buyer Mortgages
Remortgage Services
Buy to Let Financing
Adverse Credit Mortgages
Life Assurance
Critical Illness Cover
Income Protection
Details
- Year established: 2011
Highlights and features
- We offer access to over 100 mortgage lenders for comprehensive options
- Our digital process eliminates paperwork for faster completions
- We provide free initial consultations with no-obligation advice
- Our advisors have years of experience in complex mortgage scenarios
- We maintain transparent communication throughout the mortgage journey
Associations and certifications
- Financial Conduct Authority
What people say
Brilliant Service
Helpful and available
Pro active
Great Service all round
Love our new house
Services
First-Time Buyer Mortgages
We specialize in helping first-time buyers navigate the mortgage process with access to exclusive deals from over 85 lenders. Our advisors provide personalized guidance to secure competitive rates while explaining each step in plain English. This service includes credit assessment, lender matching, and application support to ensure a smooth property purchase experience.
Remortgage Services
Our remortgage experts help clients secure better interest rates, consolidate debts, or fund home improvements through competitive refinancing options. We analyze current market offerings to find optimal deals while managing all paperwork and lender communications. This service includes eligibility assessment, deal comparison, and seamless transition support from existing providers.
Buy to Let Financing
We provide specialized mortgage solutions for property investors seeking buy-to-let financing. Our service includes portfolio assessment, cash flow analysis, and access to investor-friendly lenders. Advisors help clients understand tax implications, rental yield requirements, and long-term investment strategies while facilitating smooth application processes for both novice and experienced landlords.
Adverse Credit Mortgages
Our team specializes in finding mortgage solutions for clients with credit challenges through 102 alternative lenders. We assess individual circumstances to identify lenders willing to accommodate past credit issues while providing financial rehabilitation guidance. This service includes credit report analysis, lender matching, and documentation preparation to demonstrate financial recovery.
Life Assurance
We offer comprehensive life insurance solutions to protect clients' financial commitments alongside mortgage arrangements. Our advisors evaluate coverage needs based on family circumstances and loan requirements. This service includes policy comparison, benefit explanation, and ongoing review to ensure protection remains aligned with clients' evolving financial situations throughout their mortgage term.
Questions
What mortgage types do you offer?
We provide first-time buyer mortgages, remortgages, buy-to-let financing, adverse credit mortgages, and specialized protection products including life insurance and income protection plans.
Are your mortgage services free?
Initial consultations and mortgage advice are free of charge. We charge a £595 fee for standard mortgage arrangements, which covers our professional services and lender negotiations.
How quickly can you process a mortgage application?
Using our digital platform, we typically complete mortgage applications faster than traditional methods. Most standard applications complete within 4-6 weeks, depending on lender processing times and documentation availability.
Do you offer protection insurance with mortgages?
Yes, we recommend appropriate protection coverage including life insurance, critical illness cover, and income protection to safeguard your mortgage commitment against unforeseen circumstances.
Are you regulated by financial authorities?
We operate as an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorized and regulated by the Financial Conduct Authority under reference number 11253183.
Reviews (1)
Paul Mayes
Dec 01, 2020
Report
Tahir must have worked really hard to secure me our mortgage, and the monthly repayments were nearly 90.00 less per month than the best deal we could find for ourselves. Highly recommended.
